For those of you who may be first time buyers or parents of first time buyers, the Consumer Finance Protection Bureau has a great resource available on-line. It is called the “Home Loan Toolkit”.

Before you begin to look at homes, you need to understand the financial processes involved in purchasing and owning a home. This toolkit can help you to be more prepared for the exciting step you are about to take. Once you have determined the type of loan and amount of loan for which you qualify, then the search for that perfect home with an experienced Realtor can begin.

A good Realtor will not only show you property in your price range but will also keep communications open between the loan officer, yourself and the closing attorney.

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